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Understanding the Basics of ESG Investing
Presented by: Kemple Financial More investors are not only asking how their money grows, but also what it supports. That’s where environmental, social, and governance (ESG) investing comes in—also called sustainable investing. Put simply, it’s an approach that considers a company’s impact on the environment, people, and leadership practices alongside its financials. It can allow you to align your portfolio with your values while staying diversified and thoughtful about risk
bkemple
7 days ago4 min read


The True Cost of Delaying Retirement Contributions
Presented By: Kemple Financial When life is busy, it’s easy to promise yourself you’ll “start saving later.” The catch is that retirement accounts don’t just grow with what you put in—they grow with time. And time is the one ingredient you can’t make up. Starting earlier, even with small amounts, can make reaching your goals easier and less expensive in the long run. Why Waiting Can Be Costly When you delay saving, you’re not only skipping contributions, you’re also losing
bkemple
Feb 53 min read


How to Choose Between Buying and Leasing a Car
Presented By: Kemple Financial For anyone in the market for a vehicle, one of the most important financial decisions to make is whether to lease or buy. It’s not just about preference; it’s about cost, flexibility, and how a vehicle fits into your broader financial goals. With current car prices still elevated, interest rates higher than usual, and many people driving less due to remote or hybrid work, this decision carries even more weight than it did a few years ago. Both
Caitlin Trites
Nov 3, 20254 min read


Smart Homeownership Strategies in a Changing Market
Presented By: Kemple Financial Buying a home has long been seen as a financial milestone—proof that you’ve made it. But in today’s market, the decision is more nuanced. With rising home prices, higher interest rates, and evolving lifestyles, the choice to buy a home now (or at all) comes with more variables than ever. It’s not just a matter of whether you can buy, but whether it’s the right move for your life and your money. If you’re unsure about the next step, you’re in g
Caitlin Trites
Oct 1, 20254 min read


Managing Health Care Costs in Retirement
Presented By: Kemple Financial For many retirees and those approaching retirement, health care is one of the biggest financial concerns....
Caitlin Trites
Sep 4, 20254 min read


How Much Should You Spend on Aging in Place?
Presented By: Kemple Financial Aging in place—the idea of staying in your own home as you grow older—offers both independence and...
Caitlin Trites
Aug 7, 20254 min read


What You Should Know Before Naming a Minor as a Beneficiary
Presented By: Kemple Financial If you have young children, grandchildren, or other little ones in your life who are dear to you, you...
Caitlin Trites
Jul 7, 20256 min read


Understanding Compound Interest: How It Can Work for You
Presented by: Kemple Financial Compound interest is one of the most powerful concepts in personal finance. Simply put, it is interest...
Caitlin Trites
Jun 20, 20254 min read


Why Artificial Intelligence Can’t Replace Your Financial Advisor
Presented By: Kemple Financial In today’s digital age, artificial intelligence (AI) has transformed how we shop, communicate, and manage...
Caitlin Trites
Jun 6, 20254 min read


How to Start a College Fund Early
Presented By: Kemple Financial Every parent wants to give their child the best possible future, and for many families, that includes...
Caitlin Trites
May 6, 20255 min read


The Importance of Financial Literacy for Kids
Presented By: Kemple Financial Picture this scenario: Your 10-year-old receives $20 for their birthday and asks, “Can we go to the store...
Caitlin Trites
Apr 1, 20254 min read


Navigating the Financial Side of Divorce
Presented By: Kemple Financial Divorce is one of life’s most challenging transitions—emotionally and financially. After years of building...
Caitlin Trites
Mar 4, 20254 min read


Making Sense of DOGE and Protecting Your Data
Presented By: Kemple Financial The Department of Government Efficiency (DOGE) was created to eliminate wasteful spending and reduce...
Caitlin Trites
Feb 13, 20253 min read


Policy Uncertainty Begins to Weigh on Investors
Presented By: Kemple Financial President Trump entered office with a desire to do things differently than his predecessor. He is...
Caitlin Trites
Feb 6, 20253 min read


Understanding and Protecting Your Purchasing Power
Presented by: Kemple Financial Imagine walking into your local grocery store with a $20 bill. Last year, that might have bought you a...
Caitlin Trites
Feb 6, 20253 min read


What You Need to Know About the Social Security Fairness Act
Presented By: Kemple Financial Social Security Benefit Changes Effective January 2024, the Social Security Fairness Act (H.R. 82) ...
Caitlin Trites
Jan 10, 20252 min read


Are Subscriptions Draining Your Bank Account?
Presented By: Kemple Financial You open your bank statement and notice a string of small charges you barely remember signing up for—a...
Caitlin Trites
Jan 6, 20253 min read


Digital Legacy Planning: Protecting Your Online Assets
Presented By: Kemple Financial Over the years, you’ve carefully managed your finances online—whether it’s checking your bank accounts,...
Caitlin Trites
Dec 2, 20245 min read


Joint or Separate? Navigating Bank Accounts in Marriage
Presented By: Kemple Financial You’ve booked the venue, picked out the flowers, and sent the invites. But have you talked about who’ll...
Caitlin Trites
Nov 1, 20244 min read


5 Financial Habits for Long-Term Success
Presented By: Kemple Financial In the world of personal finance, it’s not just about how much you earn; it’s about how you manage what...
Caitlin Trites
Oct 2, 20243 min read
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