Presented By: Kemple Financial The lack of progress in negotiations to end the war in the Middle East and a return to military action led to a 21 percent rise in oil prices and a mixed month for stocks. Much of the weakness was concentrated in several high-flying artificial intelligence beneficiaries focused on semiconductors and memory. However, underlying trends in the market remained positive. 1. Beyond the Headlines: Volatility Masks Improving Underlying Trends 2. Fixed

Presented By: Kemple Financial Against a backdrop of easing geopolitical risks and strong earnings growth, markets rallied strongly across the board. The S&P 500 and Nasdaq turned in their strongest quarters since the second quarter of 2020. Throughout the quarter, the U.S. and Iran moved slowly toward the signing of a Memorandum of Understanding (MOU) to potentially end the war in the Middle East. As a result, the benchmark U.S. crude price declined more than 30 percent. 1

Presented By: Kemple Financial Trump Accounts are a new investment savings vehicle designed to help families invest for a child’s future. While similar in some ways to custodial IRAs, Trump Accounts have different features and rules for eligibility, contributions, withdrawals, and investment options. They may be funded through personal, employer-sponsored, or charitable contributions, each with its own tax considerations. Like any long-term savings strategy, it’s important to

Presented By: Kemple Financial Markets wrapped up May on a strong note, extending the rally that began after the March sell-off. While ongoing geopolitical risks continue to exist, hopes for a negotiated end to the Middle East conflict and strong corporate earnings buoyed investor sentiment. Beyond the Headlines: Strong Earnings Growth Leads the Way in May Fixed Income Update: A Volatile Month Geopolitical and Economic Update: Mixed Economic Data and Headline Risks Looking

Presented By: Kemple Financial Markets rallied notably in April, largely offsetting the declines they experienced in March. Solid fundamentals and improving investor sentiment helped drive an impressive rebound for markets during the month despite continued geopolitical risks. 1. Beyond the Headlines: Markets Rally in April 2. Fixed Income Update: Yields Remain Elevated 3. Geopolitical and Economic Update: Solid Fundamentals Despite Ongoing Geopolitical Risks 4. Looking Ahead

Presented By: Kemple Financial Markets dropped in March as rising concerns about the ongoing hostilities in the Middle East weighed on investors. Rising energy prices and interest rates during the month challenged bond returns, and both domestic and foreign stocks ended the quarter in the red. 1. Beyond the Headlines: Markets Fall to End Quarter 2. Fixed Income Update: Rising Rates Create Headwinds 3. Geopolitical and Economic Update: War with Iran Takes Center Stage 4. Looki

Presented by: Kemple Financial Recent news about conflict in the Middle East has raised an important question for investors: Has the market already reacted to the news, or could there be more downside ahead? The honest answer is that no one knows for certain. Trying to predict short-term market moves is extremely difficult—even for professionals. What we can do is look at how markets have responded to similar situations in the past. While every event is different, history giv

Presented by Kemple Financial February was a challenging month for stocks, as concerns surrounding the disruptive nature of AI and shifting geopolitical risks weighed on investor sentiment. Domestic equities ended the month in the red; however, bonds and foreign stocks fared better. 1. Beyond the Headlines: Challenging February for Markets 2. Geopolitical Update: Shifting Risks Impact Markets 3. Economic Report Updates: Slowing Growth 4. Looking Ahead: Shifting Risks Bey

Presented by Kemple Financial Early Saturday morning, the U.S. and Israel launched attacks on Iran, targeting senior leadership and military sites. Ayatollah Ali Khamenei, the supreme leader, and other top leaders were confirmed dead. Iran retaliated with missile attacks on Israel and U.S. bases in the region. Although there have been reports of possible negotiations, military activity continues. This situation is still unfolding, and it’s too soon to know what the longer-t

Presented By: Kemple Financial Markets rallied to start the year, with international stocks outperforming U.S. companies. Rising long-term interest rates weighed on bond returns; however, investment-grade and high-yield bonds were still able to post modest gains for the month. Looking forward, continued economic growth and market appreciation remain the most likely path in 2026. 1. Beyond the Headlines: Solid Start to the Year for Markets 2. Fixed Income Update: Long-Term

Presented By: Kemple Financial December was a mixed month for markets due to a late month sell-off. Despite the volatility to end the period, 2025 was still a strong year for investors, as most major stock indices notched double-digit returns for the year. Looking ahead, continued economic growth and market appreciation are expected in 2026. 1. Beyond the Headlines: Mixed December Caps Off Strong Year 2. Falling Interest Rates: Stocks and Bonds Benefit 3. Economic Report Up

Presented By Kemple Financial November was a mixed month for markets, as concerns about AI caused an early month sell-off. Solid fundamentals and growing expectations for an interest rate cut in December helped support markets later in the month and led to a Thanksgiving week rally that offset some of the earlier losses. Looking ahead, risks remain, but further market appreciation remains the most likely path forward. 1. Beyond the Headlines: Stocks Mixed in November 2. Fal

Presented By: Kemple Financial Markets continued their rally in October, driven by improving fundamentals and supportive monetary policy. Falling short-term interest rates and stronger-than-expected earnings growth supported the rally amid delayed economic updates. Looking forward, risks remain but economic growth and market appreciation remain the most likely path. 1. Beyond the Headlines : Stock Rally Hits Six-Month Mark 2. Federal Reserve and Rates : Fed Continues Rate C

Presented By: Kemple Financial Markets continued their upward climb in September, with U.S. stocks reaching new record highs despite the...

Presented By: Kemple Financial As of midnight Tuesday, the U.S. government shut down after lawmakers were unable to reach an agreement on...

Presented By: Kemple Financial August was another strong month for markets, with major U.S. stock indices reaching new highs despite some...

Presented By: Kemple Financial July brought continued gains for U.S. stocks, driven by strong corporate earnings and easing trade...

Presented By: Kemple Financial The “One Big Beautiful Bill Act” (OBBBA) was signed into law by President Trump on July 4, 2025. As its...

Presented By: Kemple Financial Markets wrapped up June on a strong note, extending the rally that began in late spring. Investor...

Presented by: Kemple Financial The first half of the year brought plenty of headlines—and plenty of questions. Tariff announcements, then...